While there is nothing inherently wrong with the phrase “spend less than you earn,” I actually prefer to turn the phrase around. “Earn more than you spend” seems more active to me. In my mind, the idea of earning more implies that you are truly taking charge of your income – and taking responsibility for actively improving your financial situation. As 2011 approaches, it is a great time to plan what you can do to increase your supplemental income. Here are some ideas for making more money in 2011:
Part-Time Job
Start a Home Business
- Freelancing (writing, web development, web design, graphic arts, etc.)
- Pet care services
- Tutoring or teaching online classes
- Creating craft items
- Starting a web site (and earning from affiliate marketing and advertising)
Royalties
Dividend Investing

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