The good news is that credit card debt in our country is way down from its pre-financial crisis high. Yet, the average household still owes more than $9,000 on their credit cards paying an average of 23% interest. Ouch! And, with interest rates expected to climb over the next few years, the pain will only get worse. Death by credit card debt (Yes, there are actual studies that show high debt can be a cause of fatal, stress-induced health problems) can be excruciatingly slow and suffocating. Now is the time to, once and for all, to get credit card debt relief.